Can a Debt Collector Contact Me on Sundays or Holidays?

Yes. A debt collector can call you seven days a week, including Sundays and holidays, but within limits. A debt collector cannot:

• Call you before 8am and after 9pm unless you agree;
• Call you repeatedly or use the phone to harass you
• Trick you into accepting collect calls or paying for telegrams
• Use obscene language, make negative comments about your character,
• or make religious or ethnic slurs.
• Call you at work if the collector knows your boss does not allow such calls.